CFClient Funds Desk Open the partner account
Affiliate disclosure. The partner link in the masthead and beside the copy on this page is a sponsored link to a partner operator, and this site may be paid if you open an account through it, at no extra cost to you. It carries rel="sponsored noopener" and opens in a new tab. Nothing about that payment depends on what is written here: these pages contain no ranking, no review and no recommendation of any operator, and no claim that any protection, guarantee or compensation scheme applies in your territory or to your account. Explaining how customer money is held is not advice about where to keep money — a balance that is correctly held and properly protected is still a claim against a business, and gambling still carries a real risk of loss.
Client Funds Desk / Legal
Terms, risk and limits

Legal and risk warning

Short, plain and specific: what this site is, what it is not, and what gambling actually risks.

Direct answerThis site is general educational information about how customer money in gambling accounts is held and treated. It is not legal, financial or gambling advice; it does not recommend or rank any operator; it is funded by one disclosed affiliate link; it is for adults only; and gambling carries a real risk of losing money and of harm.

No advice, and no recommendation

Nothing on this site is legal, financial, tax or gambling advice, and none of it is a recommendation. The pages explain mechanisms in general terms, describe the shapes that rules take and how to read published documents. Whether any arrangement applies to a particular account, in a particular territory, at a particular time is a question for the operator's own terms, the relevant authority and, where it matters, a qualified professional. No authority, bank, insurer, compensation scheme or operator is named as a place to rely on, and no page states that any protection, guarantee or compensation applies where you are.

Affiliate disclosure

Every page carries a link marked as sponsored to a partner operator, and this site may be paid if a reader opens an account through it, at no extra cost to the reader. The link carries rel="sponsored noopener" and opens in a new tab. No payment depends on what is written here, and the desk publishes no ranking, no review, no score and no "best of" content of any kind.

Adults only

This site is written for adults aged eighteen and over. It is not directed at children or young people, and it contains nothing intended to interest them. If you are under eighteen, this site is not for you.

The risk

Gambling carries a real risk of losing money, including money you need, and of harm that goes beyond money. Every gambling product is built with a margin in the operator's favour, so the expected result of play over time is a loss - a balance that is correctly held, fully segregated and properly protected is still a balance that the mathematics of the game tends to reduce. Understanding how customer money is held does not change that arithmetic, and nothing on this site should be read as making gambling safer or more attractive than it is.

If gambling has stopped being entertainment

Free and confidential support exists in most countries, for players and for the people around them: national gambling-harm helplines, gambling-therapy services and peer support groups, most of which can be reached without giving a name. If you are worried about your own play, or about someone else's, contacting one of those services is the single most useful thing this page can point you to. The controls that restrict or stop access to gambling accounts and to advertising - self-exclusion registers, blocking software and payment blocks - are free and available in many markets, and operators are required to honour them.

Accuracy and change

The pages describe mechanisms and the shapes that rules take, rather than quoting any live offer, rate or term with an expiry date. Regimes, terms and protections change, and a reader should treat what is here as an explanation of how these arrangements work rather than as a statement of what any named operator does today. Nothing on this site should be relied on as a description of your own account.

Privacy and cookies

This site is static: it serves no runtime JavaScript, sets no cookies of its own, and runs no analytics or advertising script. Outbound links marked as sponsored do pass through the project's own first-party redirect, which counts a click per channel and appends campaign parameters to the destination URL. No personal data is collected by this desk.

The partner link below is the disclosed sponsored link that funds this site. It recommends no operator, and this page carries no claim that any protection applies to any account.

Open the partner account

Where to go next

Educational information A balance is a claim Controls exist and are free